To say that the year of 2022 has been challenging is an understatement. I don’t need to even want to list them at this point. What we would like to focus in on are business owners. We meet with and speak to many owners and the one topic that never seems to have an answer […]
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Let’s face it, when it comes to retirement it’s all about generating income right? You’ve worked 40 years to build up and protect this nest egg and were always told NOT to use it until retirement. So, you’ve done a great job following all of the rules like, ‘Don’t raid your retirement nest egg” or […]
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When a bull charges, it thrusts its horns into the air. When a bear attacks, it swipes its paws downward. These animal actions are used to represent the way the market moves. A bear market occurs approximately every five years. The average decline is 39%, and the average duration is 18 months. When the market […]
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First, business succession is challenging. Most of those with no plan (78%) blamed their lack of planning at least partially on enjoying “managing their company too much to start thinking about a future transition,” while 42% said they were too busy to plan, and 44% felt that succession was “too far in the future” to […]
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Bottom Line: The amount of income you can generate now may not be enough to support a comfortable retirement. Even the most disciplined investors may be in for a shock when faced with the price tag of a comfortable retirement. That’s because the future will most likely be a more expensive place — and you […]
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Medicare Resource Guide Questions to Consider When Making Medicare Coverage Decisions When you are choosing between Original Medicare and Medicare Advantage, or among Medicare Advantage Plans, here are some questions to keep in mind. Providers, Hospitals, and Other Facilities • Will I be able to use my doctors? Are they in the plan’s network? […]
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Let’s be honest, retirement planning can be complicated. It’s important to ask the right questions so you can set yourself up for success. Unfortunately, too many investors procrastinate and say “I think I’m doing ok”. The truth is there are real fears that investors face. Here is an article on that subject Most Common Fears […]
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First off, what is Tax Diversification? Tax diversification is the practice of diversifying assets across different account types with varying tax characteristics. Since tax policies are always changing, tax diversification provides the flexibility to withdraw assets from optimal sources at preferred times to help preserve retirement assets. This strategy can help protect against higher tax rates […]
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The bigger picture of your wealth is about what works best for you and your family. Whether you’re approaching retirement, already retired, planning your legacy, or making an investment. With all that being said, having a retirement plan will help you on your financial journey. That starts with a conversation and a qualified financial advisor […]
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Many top executives, the leadership team, and important mid-career key employees worry that the current retirement plan program does NOT meet their retirement savings goals. There are 4 main problems with this scenario. One, is that you can max out on a 401(k) plan even if you’re over 50 and have a profit-sharing plan in […]
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