What You Need to Know. Among many other provisions, the CARES Act allows participants affected by the 2020 coronavirus pandemic to have greater access to retirement funds. The new law loosens the in-service distribution restrictions that apply to many retirement plans and significantly eases the tax burden on qualified individuals who take distributions from qualified […]
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A person in their 20’s is a time of great opportunity—starting a career, advancing your education, living in a place of your own, perhaps meeting a life partner. This is a critical time for a young person to create good financial and investment habits upon which to build a strong foundation for the rest of […]
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Over the many years of helping investors, we have run into many situations when we are speaking to clients about estate planning for themselves, but also for their soon-to-be or current adult children. The problem is that most parents just aren’t informed enough to help their 18-year olds. Many times they need the right professionals, […]
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Do You Use Bond Funds For Income? Do You Really Think They’re Safe? Do I really want to read about losing money? YES! This article is how to potentially avoid losing money, especially if you are approaching retirement or you are already retired. The problem is most investors think “I’m ok” or “If interest […]
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5 Crucial “Money Facts” For Zeroing In On The Cost Saving Ideas That Could Potentially Increase Your Returns…. ….And Ditching The Time Wasting and Expensive Money Wasting Products Before Your Next Statement Arrives…. Are You Using Mutual Funds? It’s been my experience that investors don’t want to give themselves a raise and lower their costs. […]
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10 years ago managing your own retirement was not very complicated. Buy mutual funds, stocks and bonds for a 60/40 allocation, collect the dividends and interest, and use it to pay bills while the principal remains steady. Then 2008 happened. Do you remember the S&P 500 falling 36%? Today’s retirement has changed dramatically, so have […]
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