Are we there yet? Are we there yet? I’m sure when I was young, I asked this slightly annoying question whenever we went on a road trip, vacation or even just to the store. As a child we want immediate gratification, ok even as adults we can lose our patience, but we as adults we […]
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A College Savings Solution: Say Hello to a 529 Plan A 529 college savings plan is a simple way to save for your child’s education. We speak to a lot of investors and couples about saving for their child’s education. What we try to help out with is simple steps to save for college without […]
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As a way to compensate, retain and attract employees, many companies issue stock options. With an employee stock option plan, you are offered the right to buy a specific number of shares of company stock, at a specified price called the grant price, also known as the strike or exercise price, within a specified number […]
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The current coronavirus disease (COVID-19) crisis is causing a lot of fear and anxiety for people in the world. According to the CDC, the stress of the outbreak can lead to irritability, anger, or frustration, and even physical problems like stomach pain, nausea, and headaches. To cope with the crisis and ensure your well-being, here […]
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Typically, in sports it used to be everyone waited until the big milestone was reached. When asked, “Now that you’ve won [Mr or Miss Champion], what are you going to do?” the answer was, “We’re going to Disneyland!” Times have changed, in so many ways. The journey we’re on today has no parallel—we’re really headed […]
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RMDs Waived for 2020 -2019 RMDs due by April 1st, 2020 (If delayed to January 1, 2020 or later) -2020 RMDs from company plans and IRAs -2020 RMDs for plan, IRA and Roth IRA Beneficiaries -RMDs taken this year can be undone if they are eligible to be rolled over. To be eligible: -Must be […]
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What You Need to Know. Among many other provisions, the CARES Act allows participants affected by the 2020 coronavirus pandemic to have greater access to retirement funds. The new law loosens the in-service distribution restrictions that apply to many retirement plans and significantly eases the tax burden on qualified individuals who take distributions from qualified […]
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Attention Taxable Accounts! Despite Losses, You May Incur Sizable Capital Gains Tax Let’s get right to the point, like any investment, if you buy a mutual fund, own it for more than one year, and sell it at a profit, you must pay federal (and for most states) capital gains tax on your gain. Yet many […]
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Special Edition on COVID-19 and Important Updates for Employers Congress passed the CARES Act to provide emergency assistance and health response for individuals, families and businesses. The CARES Act is providing 2 Trillion dollars in assistance. I am going to cover two ways you can get money for your business as fast as possible through […]
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First of all, what does ESG stand for? ESG stands for Environmental, Social, and Governance or (ESG). Please explain? ESG are three central factors in measuring the sustainability and ethical impact of a company. ESG factors, though non-financial, have a material impact on the long-term risk and return of investments. ESG is incorporated into risk mitigation, compliance […]
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