Even with major medical insurance, out-of-pocket costs can be high.
Deductibles, copayments, coinsurance, prescription drugs, plus the regular bills that keep coming even when you’re sick or hurt and out of work…it can all add up quickly. Consider this:
Many employees aren’t financially prepared for unplanned expenses.
Voluntary insurance pays the policyholder,* not the doctor, helping keep your finances healthy even if you’re sick or injured. That’s important for a lot of workers because:
Hard-earned savings deserve protection.
If you’re in the minority of employees who have sufficient savings, an unexpected health issue could set you back. Don’t walk away from the things you’ve been saving for:
Get Help with Expenses Health Insurance Doesn’t Cover.
Accident – Get peace of mind and help paying for emergency treatment.
Cancer – Get help coping with financial and emotional effects of cancer.
Critical Illness – Get help with the cost of treating covered critical illness.
Dental – Choose a dental plan with options to coverage for the level and premiums that are right for you.
Supplemental Dental – Get the benefits you need with no networks or deductibles.
Hospital – Help keep high deductibles from derailing your life plans.
Life – Help protect the financial future of your loved ones.
Short-Term Disability – Help ease the financial stress caused by a covered injury.
Vision – Choose vision coverage options for the level and premiums that are right for you.
Supplemental Vision – Find the care you need to help maintain healthy vision.
Whether your an employer and would like to add voluntary benefits to enhance the company’s coverage or an individual looking for more safety and protection. Fact of the matter is that in today’s world most families rely on every dollar that is brought in to the household. Illnesses, injuries and even maternities can disrupt the flow of not just the patient’s income, but the entire family.
Together, let’s explore voluntary benefit programs so when life gives you setbacks, we’re here to help you make a comeback.
Schedule your complimentary strategy session at info@commonfinancialsense.com
Until Next Time…
