Retirement and Protection

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Will Your Gains Be Overwhelmed by Inflation and Taxes? In an uncertain economic environment, many consumers are seeking fixed rate products like certificates of deposit (CDs) for security. While benefits such as short-term durations and a guaranteed interest rate can be appealing, two factors are often overlooked that can negatively impact a conservative fixed rate: […]

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How to Understand a “Tax Efficient Distribution Strategy” So You Can Pay Less Taxes in Retirement

Tax Efficient Distribution
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In the accumulation phase of life, you were saving. But, if you’re at the distribution phase now, you are drawing down your retirement assets. “How you spend your retirement dollars in retirement IS JUST AS IMPORTANT as when you were accumulating them.” If you don’t have a plan for maximizing your withdrawal strategies, then you […]

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How to Fix a LATE START for Retirement with a PENSION PLAN for PROFESSIONALS and SMALL BUSINESS OWNERS

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Here’s the main problem: Many professionals like doctors, dentists, lawyers and small business owners often find they have spent so much time and effort developing their thriving practices and growing their profitable businesses that they just didn’t have the time to plan for their own personal retirement situation. However, many small business owners and professionals, […]

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What’s the Deal With Annuities?

What's the Deal with Annuities
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Watch the Video or Read the Article   “What’s the deal with annuities?” Jerry Seinfeld is an excellent comedian and his show Seinfeld used to start with his monologue about a certain topic and it always started with “What’s the deal with….” So, this week I wanted to cover a couple topics regarding annuities.  First, […]

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How to Pay Fewer Taxes in Retirement

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Congratulations!  You have spent a lifetime working, saving, and now you have arrived at your retirement.  Now all you have to do is become a tax expert. Preparing for paying fewer taxes in retirement is not easy.  All of that tax differed growth from your traditional IRAs faces income tax. Yes, when you take a […]

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Should You Fire Your Advisor?

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Watch the Video or Read the Blog   Should You Fire Your Financial Advisor? Most investors don’t know how to ask this bold and straight-forward question.   Here are comments and questions that many investors do ask themselves:   “I have known my advisor for 20 years, but I don’t know if they’re doing a […]

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