How to Understand Why Active Investing Matters

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Most investors can’t afford a major portfolio loss.  Active management can provide protection in volatile markets. Regular buy & hold strategies are often highly correlated with the market and with each other. Alternatively, active strategies can provide extra downside protection and useful diversification.  Consider this:  -In 2008, the S&P 500 was down 37%, whereas certain […]

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The Truth About Crypto Assets!

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What Are Crypto Assets? The easiest way to answer the question of what cryptoassets are and why they are important is to think about a simple transaction, like giving someone $1 million. In a world where we all carried cash, this was simple. If I want to give you $1 million, I simply give you […]

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The Top 8 Things You Need to Know About the SECURE Act

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The Secure Act, which stands for the Setting Every Community Up for Retirement Enhancement (Security) Act, is seen as the most sweeping retirement legislation for more than a decade and effects retirees, employees and employers.   The SECURE Act is set to become effective January 1, 2020. 1.Required Minimum Distributions (RMDs) Will Start at Age 72, […]

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Retirement and Protection

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Will Your Gains Be Overwhelmed by Inflation and Taxes? In an uncertain economic environment, many consumers are seeking fixed rate products like certificates of deposit (CDs) for security. While benefits such as short-term durations and a guaranteed interest rate can be appealing, two factors are often overlooked that can negatively impact a conservative fixed rate: […]

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How to Understand a “Tax Efficient Distribution Strategy” So You Can Pay Less Taxes in Retirement

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In the accumulation phase of life, you were saving. But, if you’re at the distribution phase now, you are drawing down your retirement assets. “How you spend your retirement dollars in retirement IS JUST AS IMPORTANT as when you were accumulating them.” If you don’t have a plan for maximizing your withdrawal strategies, then you […]

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How to Fix a LATE START for Retirement with a PENSION PLAN for PROFESSIONALS and SMALL BUSINESS OWNERS

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Here’s the main problem: Many professionals like doctors, dentists, lawyers and small business owners often find they have spent so much time and effort developing their thriving practices and growing their profitable businesses that they just didn’t have the time to plan for their own personal retirement situation. However, many small business owners and professionals, […]

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